Quick answer
Manufacturing asset finance funds production plant — CNC machines, presses, mills, lathes, food and beverage processing equipment, packaging lines, robotics, conveyors, blow moulders and supporting infrastructure. Most NZ manufacturing finance is hire purchase, chattel mortgage or finance lease with terms 48–84 months matched to plant useful life. Specialist non-bank lenders (UDC, Heartland) and banks (BNZ, ANZ) are both active. Larger plant purchases ($500k+) often involve coordinated finance across multiple machines. Indicative rates from ~7.6% p.a.
What we finance
- CNC mills, lathes and machining centres
- Presses, brakes and shears
- Food and beverage processing plant
- Packaging lines (fill, seal, label)
- Industrial robotics and cobots
- Conveyors, hoists and material handling
At a glance
| Typical structure | Hire purchase, chattel mortgage or finance lease |
| Indicative rate | From ~7.6% p.a. (new, prime borrower) |
| Typical term | 48–84 months matched to useful life |
| Typical max finance | Up to 100% on new from a recognised supplier (established business) |
Indicative only. Actual offers depend on lender credit assessment, the asset, deposit and your business profile. All applications subject to lender credit approval.
Lenders we typically match
Subject to each lender's credit assessment. Not all lenders quote on every enquiry.
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