Quick answer
Medical equipment finance funds clinical and diagnostic equipment for NZ GP practices, specialist clinics, dental practices, physiotherapy, optometry, labs, veterinary practices and hospitals. Common assets include imaging (ultrasound, x-ray, CT), dental chairs and CBCT, sterilisation units, lab analysers, surgical equipment, defibrillators and physio equipment. Most medical equipment is funded as hire purchase, chattel mortgage or finance lease. Indicative rates from ~7.6% p.a. for prime borrowers with terms typically 36–60 months.
What we finance
- Ultrasound, x-ray, CT, MRI
- Dental chairs, CBCT scanners, intraoral scanners
- Surgical and theatre equipment
- Sterilisation and autoclaves
- Lab analysers and pathology equipment
- Physio, audiology and optometry equipment
At a glance
| Typical structure | Hire purchase or chattel mortgage (claim depreciation + GST upfront); finance lease for some operators |
| Indicative rate | From ~7.6% p.a. (prime borrower) — subject to credit |
| Typical term | 36–60 months |
| Typical max finance | Up to 100% on new from a recognised supplier (established practice) |
Indicative only. Actual offers depend on lender credit assessment, the asset, deposit and your business profile. All applications subject to lender credit approval.
Lenders we typically match
Subject to each lender's credit assessment. Not all lenders quote on every enquiry.
Get an indicative quote
Tell us about the asset and your business — we'll match you to NZ lenders most likely to fund it.
Start the matchRelated
Truck Finance
Truck finance in New Zealand funds light, medium and heavy commercial trucks for transport, logistics, civil, construction and freight businesses.
Ute Finance
Ute finance is one of the most common NZ asset finance categories — funded across new and used Toyota Hilux, Ford Ranger, Mazda BT-50, Mitsubishi Triton, VW Amarok, Isuzu D-Max, Nissan Navara and others.