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Plant finance

Forklift finance for NZ businesses.

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Quick answer

Forklift finance funds counterbalance forklifts, reach trucks, walkie stackers, pallet jacks, order pickers and telehandlers for NZ warehousing, logistics, manufacturing and yard operations. Most NZ forklift finance is structured as hire purchase, chattel mortgage or operating lease (commonly bundled with servicing for fleets). Indicative rates from ~7.6% p.a. for new forklifts from a recognised dealer, with terms up to 84 months. Used forklifts including ex-rental and auction units are funded by specialist NZ non-bank lenders.

What we finance

  • LPG, diesel and electric counterbalance forklifts
  • Reach trucks
  • Walkie stackers and pallet jacks
  • Order pickers
  • Telehandlers (rough-terrain forklifts)
  • Container handlers and heavy industrial lifts

At a glance

Typical structureHire purchase or operating lease (with maintenance) most common for forklifts
Indicative rateFrom ~7.6% p.a. (new, prime borrower) — subject to credit
Typical term48–84 months
Typical max financeUp to 100% on new from a recognised dealer; 80–90% on used
Asset ageUsed forklifts: typically up to 10–12 years at end of term

Indicative only. Actual offers depend on lender credit assessment, the asset, deposit and your business profile. All applications subject to lender credit approval.

Lenders we typically match

UDC Finance
Heartland Bank
ORIX NZ
FleetPartners

Subject to each lender's credit assessment. Not all lenders quote on every enquiry.

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Tell us about the asset and your business — we'll match you to NZ lenders most likely to fund it.

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Related

Frequently asked questions

For high-utilisation forklifts you intend to run long-term, hire purchase or chattel mortgage usually beats leasing on total cost. For fleets that need predictable cost, bundled servicing and refresh every 3–5 years, operating lease (especially fully-maintained) often wins.