Quick answer
Healthcare asset finance funds clinical and diagnostic equipment for NZ GP practices, dental, optometry, physiotherapy, audiology, veterinary, day surgery and specialist clinics. Common assets include imaging (ultrasound, x-ray, CT), dental chairs and CBCT, sterilisation, lab analysers, surgical equipment, and clinic fit-out. Most healthcare finance is hire purchase or chattel mortgage so practices own the equipment and claim depreciation. Indicative rates from ~7.6% p.a. with terms typically 36–60 months. Specialist non-bank lenders fund newer practices that banks may be cautious with.
What we finance
- Imaging — ultrasound, x-ray, CT, MRI, intraoral and OPG
- Dental — chairs, CBCT, intraoral scanners, milling
- Surgical theatre equipment
- Sterilisation and autoclaves
- Lab analysers and pathology equipment
- Clinic fit-out, cabinetry, consult rooms
At a glance
| Typical structure | Hire purchase or chattel mortgage; finance lease for some operators |
| Indicative rate | From ~7.6% p.a. (prime borrower) |
| Typical term | 36–60 months |
| Typical max finance | Up to 100% on new from a recognised supplier (established practice) |
Indicative only. Actual offers depend on lender credit assessment, the asset, deposit and your business profile. All applications subject to lender credit approval.
Lenders we typically match
Subject to each lender's credit assessment. Not all lenders quote on every enquiry.
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