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Equipment finance

Solar & battery finance for NZ businesses.

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Quick answer

Commercial solar finance funds rooftop and ground-mounted solar PV systems, inverters, battery storage and EV charging infrastructure for NZ businesses. Typical structures are hire purchase or chattel mortgage on the installed system, with terms 60–84 months matched to the useful life. The economics often allow energy bill savings to cover the finance payment from year one. Indicative rates from ~7.6% p.a. for prime borrowers, with both new commercial properties and retrofits eligible.

What we finance

  • Rooftop solar PV (commercial buildings, factories, warehouses)
  • Ground-mount solar arrays (farms, large sites)
  • Battery storage systems
  • Inverters and grid-connect equipment
  • EV charging infrastructure
  • Solar monitoring and metering

At a glance

Typical structureHire purchase or chattel mortgage on the installed system
Indicative rateFrom ~7.6% p.a. (prime borrower) — subject to credit
Typical term60–84 months matched to useful life
Typical max financeUp to 100% on new commercial installation from a recognised installer

Indicative only. Actual offers depend on lender credit assessment, the asset, deposit and your business profile. All applications subject to lender credit approval.

Lenders we typically match

UDC Finance
Heartland Bank

Subject to each lender's credit assessment. Not all lenders quote on every enquiry.

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Related

Frequently asked questions

Often yes — for many NZ commercial sites the energy bill saving from a properly-sized solar system covers the monthly finance repayment from year one, with significantly stronger savings after the loan is paid off. Run the numbers on your specific electricity load, system size and location.